---
title: Oklahoma to Permit Direct Deposit, Paycard Mandate
description: Effective November 1, 2022, employers will be permitted to pay Oklahoma employee wages via paycard if the employee does not consent or designate a financial institution for payment via direct deposit.
---

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# [Oklahoma to Permit Direct Deposit, Paycard Mandate](https://blogs.payroll.org/pay-news-now/oklahoma-to-permit-direct-deposit-paycard-mandate)

 Written by [Lia Coniglio, Esq.](https://blogs.payroll.org/pay-news-now/author/lia-coniglio-esq) | Jun 3, 2022 7:30:00 PM

Effective November 1, 2022, employers will be permitted to pay Oklahomaemployee wages via payroll card, if the employees do not consent or designate a financial institution for payment of wages via direct deposit \[[**S.B. 1345**](http://webserver1.lsb.state.ok.us/cf_pdf/2021-22%20ENR/SB/SB1345%20ENR.PDF), L. 2022\].

**Definitions**

Under the law, "payroll card" is defined as a card or other device used by an employee to access wages from a payroll card account. A "payroll card account" is defined as a prepaid account that is directly established through an employer and to which transfers of the employee's wages, salary, or other compensation are made on a recurring basis.

**Requiring Paperless Pay**

Effective November 1, 2022, employers in the state may choose to pay all wages due to an employee via deposit on the payday at a financial institution of the employee's choice (e.g. direct deposit), or if the employee does not consent or designate a financial institution, to a payroll card account.

Currently, an employer cannot require the use of paycards in Oklahoma, pursuant to an opinion letter that was issued in 2009 (Oklahoma Attorney General Opinion No. 09-31, 11-17-09).

Interested in more state and local payroll coverage? APA’s [***PayState Update***](https://ebiz.americanpayroll.org/ebusiness/ProductCatalog/Product.aspx?ID=19) eNewsletter is perfect for you.

*Lia Coniglio, Esq., is Managing Editor of* PayState Update *and Senior Manager of State Payroll Information Resources for the APA.*

[View full post](https://blogs.payroll.org/pay-news-now/oklahoma-to-permit-direct-deposit-paycard-mandate)

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