---
title: IRS Announces HSA Limits for 2022
description: IRS releases 2022 health savings accounts (HSA) limits.
---

[Pay News Now](https://blogs.payroll.org/pay-news-now)

# [IRS Announces HSA Limits for 2022](https://blogs.payroll.org/pay-news-now/irs-announces-hsa-limits-for-2022)

 Written by [Jyme Mariani, Esq.](https://blogs.payroll.org/pay-news-now/author/jyme-mariani-esq) | May 14, 2021 6:07:22 PM

The IRS announced the 2022 maximum contribution levels for health savings accounts (HSAs) and out-of-pocket spending limits and deductible minimums for high deductible health plans (HDHPs) that must be used in conjunction with HSAs \[[**Rev. Proc. 2021-25**](https://www.irs.gov/pub/irs-drop/rp-21-25.pdf)\].

**Annual Contribution Levels for HSAs**

The maximum annual HSA contribution for an eligible individual with self-only coverage is $3,650 ($3,600 in 2021).

For family coverage, the maximum annual HSA contribution is $7,300 ($7,200 in 2021).

**Amounts for Out-of-Pocket Spending on HSA-compatible HDHPs**

The maximum annual out-of-pocket amount for HDHP self-only coverage is $7,050 ($7,000 in 2021), and the maximum annual out-of-pocket amount for HDHP family coverage is twice that at $14,100 ($14,000 in 2021).

**Minimum Deductible Amounts for HSA-compatible HDHPs**

The minimum deductible for HDHPs is $1,400 (unchanged from 2021) for self-only coverage and $2,800 (unchanged from 2021) for family coverage.

**Maximum Amount Available Under an Excepted Benefit HRA**

The maximum amount that may be made available for an excepted benefit health reimbursement arrangement (HRA) is $1,800 (unchanged from 2021).

To learn more about federal and state laws, regulations, and information to keep your company's payroll operations in compliance, check out [**Payroll Source Plus**](https://ebiz.americanpayroll.org/ebusiness/ProductCatalog/Product.aspx?ID=6067)!

*Jyme Mariani, Esq., is Managing Editor of* Payroll Currently *and Payroll Information Resources for the APA.*

[View full post](https://blogs.payroll.org/pay-news-now/irs-announces-hsa-limits-for-2022)

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