--- title: Free Electronic Payments eBook Updated for 2023 description: Successfully promote, implement, and administer direct deposit and electronic paycard processes within your organization with the help of PayrollOrg's free member benefit Guide to Successful Electronic Payments, 2023 edition, sponsored by rapid! image: https://www.payroll.org/images/default-source/default-album/guidetosuccessfulpaymentsebook_news.jpg?sfvrsn=e5c28ae_0 --- [![soc-fb](https://blogs.payroll.org/hubfs/ct-23-assets/footer-icon_fb.svg "soc-fb")](https://www.facebook.com/American-Payroll-Associations-Chapter-Relations-877434285724525/) [![soc-in](https://blogs.payroll.org/hubfs/ct-23-assets/footer-icon_li.svg "soc-in")](http://www.linkedin.com/groups?about=&gid=1051077&trk=anet_ug_grppro) [![soc-tw](https://blogs.payroll.org/hubfs/ct-23-assets/footer-icon_tw.svg "soc-tw")](https://twitter.com/APAChapters?lang=en) - [Home](https://blogs.payroll.org/chapter-leaders) - [About](https://blogs.payroll.org/about) - [Connect](https://blogs.payroll.org/connect) - [Resources](https://blogs.payroll.org/resources) ![23-PayNewsNow-Horiz-Logo](https://blogs.payroll.org/hs-fs/hubfs/23-PayNewsNow-Horiz-Logo.png?width=1300&name=23-PayNewsNow-Horiz-Logo.png "23-PayNewsNow-Horiz-Logo") [![26 PayrollOrg®RGB-NoTag long](https://blogs.payroll.org/hs-fs/hubfs/26%20PayrollOrg%C2%AERGB-NoTag%20long.jpg?width=1300&name=26%20PayrollOrg%C2%AERGB-NoTag%20long.jpg "26 PayrollOrg®RGB-NoTag long")](https://payroll.org/) ![](https://blogs.payroll.org/hs-fs/hubfs/PayrollOrg_Swirl.jpg?width=35&name=PayrollOrg_Swirl.jpg) Custom URL No Widget: By [PayrollOrg Staff](https://blogs.payroll.org/pay-news-now/author/apa-staff) on Jun 26, 2023 12:34:32 PM # Free Electronic Payments eBook Updated for 2023 PayrollOrg’s (PAYO) 2023 edition of the [***Guide to Successful Electronic Payments***](https://www.americanpayroll.org/membership/free-ebooks), sponsored by rapid!, provides payroll professionals with the information needed to successfully implement or improve the electronic pay process at their companies. The nature of electronic payments is changing rapidly, and the *Guide* has been updated with the latest information, including the following: - Paying wages in cryptocurrency - Developments in instant payments, including FedNow and Real-Time Payments (RTP) The *Guide* also provides all you need to know about the following: - Direct deposit - Third-party payments - Paycards - Earned wage access (EWA) - Cryptocurrency, including PAYO's *[**Roadblocks to Blockchain: An Analysis of Regulatory Hurdles for the Payment of Wages With Cryptocurrency**](https://www.payroll.org/compliance/compliance-overview/hot-topics/cryptocurrency)* report What’s the price for this valuable resource? It’s FREE for PAYO members! PAYO members receive the [**2023 eBook**](https://www.payroll.org/membership/free-ebooks?utm_campaign=COM%20Class%20Registrations&utm_medium=email&_hsenc=p2ANqtz-_2aaez-qbQ6VIe6RmpZvv9eMqByjcyql1anbkss7OPW85Y-sLY6kI115WsLGvahKdZCdAroTYowozS5sZlBEVe5eOGGg&_hsmi=261551581&utm_content=261551581&utm_source=hs_email&hsCtaTracking=b6d8d721-d719-44ff-8751-7b45c10c74b3%7C655947a0-43bd-40fa-bb3c-d7f2577a6b99) as part of their membership benefits (colleagues and non-members may purchase the eBook). Go to [**Payroll.org**](http://www.americanpayroll.org/), then choose the “Membership” tab and then “Free eBooks” from the pull-down menu. Not a member of PayrollOrg? Check out the many benefits you get **[when you join](https://www.payroll.org/membership/all-member-benefits)**! ### Search ![payroll-logo-white](https://blogs.payroll.org/hs-fs/hubfs/payroll-logo-white.png?width=200&name=payroll-logo-white.png "payroll-logo-white") [Privacy Policy](http://www.americanpayroll.org/privacy/)     |     Acceptable Use ©[PayrollOrg](http://payroll.org) [![soc-fb](https://blogs.payroll.org/hubfs/ct-23-assets/footer-icon_fb.svg "soc-fb")](https://www.facebook.com/PayrollOrg) [![soc-in](https://blogs.payroll.org/hubfs/ct-23-assets/footer-icon_li.svg "soc-in")](https://www.linkedin.com/company/payroll-org/mycompany/) [![Twitter-X-White-Logo-PNG](https://blogs.payroll.org/hs-fs/hubfs/Twitter-X-White-Logo-PNG.png?width=20&height=19&name=Twitter-X-White-Logo-PNG.png)](https://twitter.com/PayNews)